Support at home can make a huge difference to seniors or those with physical limitations who still want to have their independence while staying in their own home. However, many are concerned about how much it will cost. Whether you are looking into home care for a loved one, retired and need help at home, or have limitations that make support at home essential, we can give you an idea of what is included and how much it may cost.
Different types of support at home
There are three main types of home care for varying needs and budgets:
1. Commonwealth Home Support Program (CHSP)
This is the entry-level program for home support, usually covering basic everyday tasks and subsidised by the Commonwealth Government (eligibility conditions apply). It is usually used by people who want to maintain their independence but need help with things like groceries, cleaning the house, accessing their local community and having a safe home.
2. Home Care Packages (HCP)
These packages are more extensive, providing greater flexibility and choice of services, independence aids and even home modifications. They are also subsidised by the Commonwealth Government (eligibility conditions apply). There are four levels of Home Care Packages, designed as follows:
- Level 1: Supports people with basic care needs
- Level 2: Supports people with low-level care needs
- Level 3: Supports people with intermediate care needs
- Level 4: Supports people with high-level care needs
3. Fee for service
This is a private funding option not subsidised by the government, with lots of flexibility and personalisation. This is sometimes used by people who want very specific services, or if you are on the waiting list to receive a HomeCare Package, or aren’t eligible for the Commonwealth Home Support Program.
The cost of home care
The cost of support at home depends on the care provider, plan type, and your level of care. For government supported plans, most of the cost is covered with a small amount covered by you. This means the cost is the subsidy from the government and any eligible supplements + your basic daily fee, your income tested care fee, and any additional fees you agree to. Private services are simply the cost without any subsidy. At BallyCara, we have a price list to give you an idea of how much different plans could cost. You can also use the government’s fee estimator for an estimate of a subsidised plan.
It’s important you understand the costs and fees involved with engaging a home care provider before you make a decision. Our BallyCara staff are here to answer any questions you may have and to assist with setting up your support at home. Contact BallyCara on 1300 272 222 or send an enquiry now.
Categorised in: BallyCara Blog
This post was written by Tanya Grimward